Program Overview
FutureProfits is an education program that partners with local organizations and public high schools in Northern California to provide 24 hours of curriculum in a school year. FutureProfits targets under-resourced high school students at-risk of being caught in generational cycles of poverty. Through this program, we equip youth with fundamental financial paradigms and life and decision-making skills to support their paths towards success and self-determination.
Why Financial Education?
Students from under-resourced communities tend to deal with a variety of factors that make implementation of sound financial practices difficult. These factors include limited formal education (high drop out rates), lack of access to financial education and a lack of parental modeling of fiscal management. The students in our target demographic tend to rely on predatory financial services that include check cashing outlets, payday lenders, and street-level loan sharks instead of traditional banks. This can be linked to classic distrust their parents have of financial institutions and the modeling of using these lending agencies. The FutureProfits™ curriculum combats these mindsets by exposing students to financial principles and educational planning, which helps prepare students as they transition out of high school.
